Monthly Archive: September 2014

Sep 29

Over long- term equity to beat inflation comfortably.

I am 33 and work in a private company. My wife is a homemaker. We have a son in kindergarten. My aged parents live with me. Their health condition are a matter of concern, but for medical emergencies they have set aside some amount. After a few years, I will have to pay monthly ?4000 …

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Sep 22

Plan for a stress free job, to protect your retirement corpus.

I am 43 and work in Afghanistan. My wife, a home maker, and our two sons, aged eight and six, live in India. Next year I may return to India. On my return, I am not sure if I will continue to earn. By the time I am back home, I will have FDs worth …

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Sep 16

Two out of every three Indians are either financially struggling or suffering.

According to the Gallup-Healthways Global Well-Being Index, released on Tuesday, only about one-fifth of Indians, or 21 per cent, were financially thriving while 49 per cent were struggling and 30 per cent suffering. The Well-Being Index is a barometer of individual perceptions of well-being, based on data collected last year across 135 countries, with more …

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Sep 15

With limited surplus earmark assets.

  I am 50 and self-employed. My wife, 43, is also self-employed. We have a son studying in class nine. We have medical cover for ?5 lakh and term insurance for ?20 lakh and ?10 lakh, respectively. I will need ?20 lakh for my niece’s marriage in a few years’ time, ?10 lakh for my …

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Sep 07

(No title)

  I work for a software company and earn ?1.2 lakh a month. My wife is a homemaker and we have two daughters aged seven and one. My parents are partially dependent on me. I have booked three apartments of which two will fetch rent of ?20,000, and the third ?10,000. My monthly expenses (including …

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