Monthly Archive: August 2013

Aug 26

Latest article in The Hindu Business Line

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I am a 69-year-old dentist and practise at my own clinic. My wife is 67. We may live for 10 more years. Our children are well-settled, but we do not wish to be dependent on them. My income from my practice does not match my expenses. I may need some money for repair and maintenance …

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Aug 19

My Latest article in The Hindu Business Line

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I am 39 years old and my wife, a home maker, is 34. I have a 4-year-old daughter and a 5-month-old son. I have taken three child policies and they will mature in 2018, 2027 and 2030. I plan to invest Rs 5,000 for my son’s education. I am allowed to work till 65, but …

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Aug 13

My latest Financial planning article in The Hindu Businessline

I am 54 and will retire in 2017. I will not get pension benefits. My wife, 49, voluntarily retired from a public sector bank. Our daughter is studying in class six. For retirement income, would it be appropriate to draw monthly interest from investments? If I invest Rs 20 lakh from my retirement benefits to …

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Aug 05

My latest financial planning article in The Hindu Business Line

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I am a 47-year-old doctor. I joined a corporate hospital recently. My wife, 42, is also a doctor. We have a 13-year-old daughter. My wife’s salary is likely to increase by Rs 7,500 within the next six months. I have booked an apartment in Pune, which will be ready for possession by March 2014, for …

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Aug 01

Children’s education no child’s play.

    Just as you monitor the growth of your child, you should also bestow attention to the investments. In both cases, you shouldn’t wait until they mature.     As a parent you want to give the best education to your children and ensure a secure future for them. Indians particularly view the education …

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